Comments on: Can I add my student loans onto a mortgage? http://www.mortgage--loans--blog.com/uncategorized/can-i-add-my-student-loans-onto-a-mortgage A blog on mortgage loans Sun, 20 May 2012 14:12:32 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Becca http://www.mortgage--loans--blog.com/uncategorized/can-i-add-my-student-loans-onto-a-mortgage/comment-page-1#comment-182 Becca Mon, 08 Dec 2008 10:31:21 +0000 http://mortgage--loans--blog.com/renting-real-estate/can-i-add-my-student-loans-onto-a-mortgage/#comment-182 No, student loans and mortgage are two different things. No, student loans and mortgage are two different things.

]]> By: stefa1mg http://www.mortgage--loans--blog.com/uncategorized/can-i-add-my-student-loans-onto-a-mortgage/comment-page-1#comment-181 stefa1mg Fri, 05 Dec 2008 00:04:19 +0000 http://mortgage--loans--blog.com/renting-real-estate/can-i-add-my-student-loans-onto-a-mortgage/#comment-181 Why would you want to? The current mortgage rate is almost to 7% while most school loans can be locked in at a lower rate. As long as your income is low enough to allow you to deduct the student loan interest, I can't see why you would want to even if you could. I just graduated from law school and I'm closing on my house in two weeks. My mortgage is at a much higher rate than my school loans. Why would you want to? The current mortgage rate is almost to 7% while most school loans can be locked in at a lower rate. As long as your income is low enough to allow you to deduct the student loan interest, I can’t see why you would want to even if you could.

I just graduated from law school and I’m closing on my house in two weeks. My mortgage is at a much higher rate than my school loans.

]]> By: pg412 http://www.mortgage--loans--blog.com/uncategorized/can-i-add-my-student-loans-onto-a-mortgage/comment-page-1#comment-180 pg412 Thu, 04 Dec 2008 06:54:14 +0000 http://mortgage--loans--blog.com/renting-real-estate/can-i-add-my-student-loans-onto-a-mortgage/#comment-180 No - A mortgage company will not lend you more money than the purchase price of the house. In the current market, even with good credit, they will probably only lend you 95% of the purchase price. Some companies are still doing 100%, but not many. After you've owned the home for a few years and built some equity, you would then be able to refinance your mortgage and possibly consolidate (include) the student loans. No - A mortgage company will not lend you more money than the purchase price of the house. In the current market, even with good credit, they will probably only lend you 95% of the purchase price. Some companies are still doing 100%, but not many.
After you’ve owned the home for a few years and built some equity, you would then be able to refinance your mortgage and possibly consolidate (include) the student loans.

]]> By: curmudgeon http://www.mortgage--loans--blog.com/uncategorized/can-i-add-my-student-loans-onto-a-mortgage/comment-page-1#comment-179 curmudgeon Mon, 01 Dec 2008 05:17:23 +0000 http://mortgage--loans--blog.com/renting-real-estate/can-i-add-my-student-loans-onto-a-mortgage/#comment-179 no. but after a while you can get an equity line of credit and use that. no.
but after a while you can get an equity line of credit and use that.

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