John P asked:


I have asked for some online quotes for the mortgage interests, they took a generic info as how much would be my fico,salary,debts and gave me a rate quote.(ex: 5.25% 5.13%)

1) Now when I actually start talking to them , do they have to
run my credit history to give the correct rate ?

2) If I call 3-4 people from the online quotes what they have sent
me, does everyone run my credit history to give me the actual
interest rate ?

3) Does it effect my fico score ?

This is only to know what interest rate am I getting for the home which I wanted to buy

Leslie