Randy T asked:


Ive law? that account is? mule to help? to pr? stamos mortgage offering tax refunds m? s high and mortgage rates down to 4%. • When will this happen?

Herbert

JohnPau2010 asked:


1) There are a website where we can see while qu? est banks? n giving good interest rates? s mortgage? 2)? We have to look only at the local bank where I live? • If you live in Illinois, I find a lender or a bank in IL only? 3)? Suggestions that the bank is good?

Russell

Borat asked:


If so, doesn’t all those credit inquiries hurt your credit? Or, can you provide your credit report to prevent them from pulling it?

I’m trying to learn how to shop for mortgage loan rates….

Arnold

Sara asked:


Another house-buying question from me, here…

I was researching this, because I intend to buy a mortgage with a long term and fixed interest rate. My credit score is currently a 620, and my husband’s is a 650 (considered “fair”, by what I’ve read). The ballpark I got for mortgage interest rates, at that level, was 7.0-7.5%. Does that seem realistic?

My credit is by no means bad, I have no late payments at all, nothing over limit (or even close to over-limit), and am using about 47% of my total credit limit. I haven’t purchased anything on a credit card in a long time, instead I’ve just been paying them off (more than the minimum payments, by far).

The only bad marks on my report are some hospital bills that were sent to collection agencies, which have been paid, but of course they still show up.

Does anyone with any experience care to comment on the credit score/interest rate arena?
To answer a question - yes, the collections do show up as “paid”. But I believe they still remain on the report as a matter of record.

Lillie

Devin C asked:


Many people have said this will cause tons of problems but Hillary has basically said there’s no evidence for it. She has said in her debates that independent economists have said this will work out fine. What do economists really think the effect will be and why?

Doris

cardinalfanusa asked:


Rates went up in April/May/June, and have declined or held steady for the past 3 weeks. In your opinion, what will the rates look like over the next 12 weeks? Why?

Alan

Robert S asked:


I know there’s no way of knowing, but what’s your gut?
Sorry, I’m in The States.

Gerald

babyface asked:


policy? Why?

Tonya

STARYDYNAMO asked:


Sorry to ask the shocking stupid question! I am coming to the end of my mortgage term ( end of September) and am wandering if the mortgage rates will go down (currently for at 6.99%). Do you think it will go down by this time? I am in the UK.

Anthony

NickG asked:


The Fed has announced they may cut interest rates in the middle of March. I am currently working on getting a mortgage for a property I will close in mid-April. Should I wait to lock the rate until after the Fed announces the cut?

Evelyn