Muse asked:


Have one of those ARM nightmare loans. Can’t refi - husband has marks on his credit now. Options?

Terri

Godis3inOne asked:


Deustche bank is seeking foreclosure and they were not the ones who owned the loan. It’s against Florida law to buy a loan when it is in default. Help anyone.
many loans are not with the originator but that was not my question. I read that it is against the law to purchase a loan after it is in default. I needed to know how I can find out WHEN they bought the loan. Isn’t public record?

Caffeinated Content

Tell It Like it is asked:


Buying my first home and want a quality loan. Whats a good mortgage loan company thats a larger chain GMAC, Countrywide? I dont want a surprises during my loan are fixed loans better? Have good credit

Esther

abrennan01 asked:


My fiance and I have a lot of student loan debt but we’ll be taking courses at least half time so we don’t have to pay them back yet. Would a mortgage lender consider that when calculating how much we can borrow for a house?
Deferment, for those of you who don’t know, is when you don’t have to pay back your loan because you meet certain criteria. It’s different than default, which means you didn’t pay it under the terms to which you agreed.

Carolyn

miguel3wishes asked:


if i got pre approve for a mortgage loan from a lender.those this means that i have to take out my loan with this lender when the time arrives to get a loan for my home ? or can i still apply for other loans and options. also my home is been build now but the closing is not till november any suggestion for loans and different programs available for a first time buyer?

Jessica

boobiecat asked:

The first loan is a decent interest rate, but the second is high. Can I refinance just the one to get a lower rate?

Brittany