cantholdmd asked:


30 year fixed? 2/1 ARM? I need a loan with no PMI and low points and the lowest possible mortgage payment a month. What Im working with:

Credit score 600
Annual assets (Salary) 34500
Monthly Debt: 70
House loan amount: 106000
Available to put towards closing costs (Including down payment) 12000

Any ideas?

Troy

Jo asked:


It doesn’t look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying the full amount. Let me know. Please, no guesses - only if you know for sure. Thanks.

Kansieo.com