Comments on: What affects the 30 year mortgage rate?

By: Rocco C

Rocco C — Mon, 30 Mar 2009 04:16:47 +0000

View It Now FinanceExtends (dot) com

By: hbgdragon

hbgdragon — Thu, 26 Mar 2009 23:40:46 +0000

I believe that mortgage rates are most tied to the 10 year Treasury, and to some extent, the LIBOR rate. That’s according to my friends in the mortgage biz.

Scott Cole

By: Dpope

Dpope — Mon, 23 Mar 2009 12:06:34 +0000

Alice

the fed funds rate, money supply. you could say the dollar. you could also say inflation. If inflation is high the fed will raise rates to combat infaltion which will raise interest rates. Credit scores will affect individuals mortgage rates.

By: Bob

Bob — Sun, 22 Mar 2009 09:51:33 +0000

Julio

Anticipated inflation is the main thing that affects all long term rates. You should see a difference between US gov rates and other rates due to the risk of default.

Try and do regressions against many series for Treasury data, 1-year, 5-year, 10-year and 30-year.

What can you get with alternative investments if you weren’t lending on mortgages? Look at S&P 500 yield and S&P 500 average P/E ratio.