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so how i can remove my brother in law from the mortgage loan?

jesse asked:


Do i have to refi as a new loan to take him off .

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8 Responses to “so how i can remove my brother in law from the mortgage loan?”

  1. Tyler Durden Says:

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    yep refinance, new contract new leans and so forth

  2. Leigh Ann Says:

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    You could try to refinance to see if you would qualify alone (without him).

  3. acermill Says:

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    Jesse, the answer is NOT going to change. In order to change ANY of the signers to a mortgage, you will need to refinance the complete mortgage. Lenders will NOT remove a responsible signer to a mortgage without a full refinance of the mortgage in the names of one or more different persons.

  4. Daisy Says:

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    Not necessarily. You maybe able to go back to the original lender and see if you are able to get credit approved without him on it. This all depends on the lender that holds your loan right now. I would contact them to see if you have any options with them before trying to get refinanced.
    Another question that pops into my mind is that he my also be on the deed of the property. It is possible to have just a loan on the property without being on the deed. You may want to double check with the city or the township…ect. To see if he is on the deed. If he is you can file a quit claim deed and get his name removed from that as well. This way you don’t run into problems if you do choose to refi later on.
    Hope this info helps!!

  5. Friv Says:

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    Yes you do.

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