Hi,
I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

There’s a good article at eHow on steps to take to begin tackling your debt. Take a look at it:

How to Stop Escalating Debt

It includes information on companies that can help you with debt consolidation and reduction.

You can also look here for tips on earning some extra cash online:

How to make money on the internet, scam-free

Lastly, here’s an interesting alternative to conventional lending…getting a “social networking” loan from Virgin Money (from the same folks who run Virgin Airlines):

Social Loans from Virgin Money

Hope these help.