misstrini1020 asked:


If there any loan officers out there that can please give me some advice i would really appreciate it. My son has a house that is currently being rented and I rent an apartment. Although he pays his mortgage on time he has bad credit and I have very good credit. His score if 560 and my score is 740. He wants to refinance and put my name on the mortgage since I have good credit. Will the bank allow this? If so how will it be done. Some people are saying he has to add me to the deed and wait 3 months, I have also heard he can just add me to the title and do it right away. I have heard some banks allow you to refi as long as you are just added to title. What is the difference between the two? I am trying to get a clear answer. Also, being that the house is rented do we have to get an investment property rate which is much higher than if it were owner occupied? The tenants that live in the house now are leaving and I am planning to leave my apartment and live there.

Caffeinated Content

PrincessB asked:


Me & my husband are trying to purchase our first home. We should be pre-approved in the next few days. My middle credit score & my husbands are each 580, we make $75K combined. We are looking to purchase a home for approx $140K…any ideas on what rates we should expect? Thanks!

Caffeinated Content for WordPress

jewelryworldmall asked:


I would like traffic from people needing home loans of all types not just window shoppers or paid to click visitors.

Caffeinated Content

someoneoutthere asked:


Is there anywere online to easily compare banks? We would like to purchase my husbands grandmothers house and im not sure which bank to go through. Thanks for your help!

Caffeinated Content

Tiff asked:


I am in the NAVY with about 10mos. left and looking for a job I can get into when I get out. I have no experience and don’t know if I need to be taking classes or something.

Caffeinated Content

mistakenlybashful asked:


I have a low credit score, but my wife has a better one. I make more money than her. I’ve been given an offer from a bank but not a good one in my opinion.

Caffeinated Content

Katrina D asked:


I am trying to rebuild my credit from when I was young and stupid, My score was very poor,,,now its poor, and hopefully in the next year I can get it up higher

Caffeinated Content

Too Cool asked:


This is located in the state of Virginia. I was told that I didn’t need a license but couldn’t get a straight answer on the age thing.

Caffeinated Content

Mirage asked:


The business is a sole proprietorship w/the owner having excellent credit. The business is real estate.

Caffeinated Content

jesse asked:


Do i have to refi as a new loan to take him off .

Caffeinated Content